Payment Security & Buyer Protection 🔐

At The Niche Box, your privacy and payment security are our top priorities. Every transaction is processed through enterprise-grade encryption and AI-driven fraud prevention systems — ensuring your data and purchases are always protected.

1. PCI DSS Level 1 Compliance (The Highest Global Standard)

Our payment systems are certified under PCI DSS Level 1, the most stringent data-security standard defined by the global payment industry.
What this means:
All card processing, storage, encryption, and network activities operate within fully audited, high-security environments.

2. Tokenization — Your Card Data Stays Private

Your payment details are never stored or shared. Instead, they’re replaced with a unique encrypted token that can only be read by secure, compliant servers.
Result: Even in the unlikely event of a data breach, your actual card information remains inaccessible.

3. End-to-End Encryption (TLS 1.2 and Above)

All data transferred between your browser and our payment gateway is protected using Transport Layer Security (TLS 1.2 +) encryption.
Result: Complete protection against interception or unauthorized access during checkout.

4. 3D Secure 2 — Strong Customer Authentication

For extra protection, our platform supports 3D Secure 2.0 verification.
You may occasionally be asked to confirm a purchase through your bank app or a one-time SMS code.
Result: Strong identity verification significantly reduces the risk of unauthorized payments or chargebacks.

5. AI-Powered Fraud Detection

Each transaction is analyzed in real time by an AI-based fraud detection engine that evaluates dozens of data points — such as device fingerprint, IP consistency, spending behavior, and transaction history.
Result: Suspicious activity is instantly flagged or blocked before it can impact your order.

6. Isolated & Encrypted Payment Environment

All transactions are processed within a segmented, secure payment vault.
Card details are tokenized at the source and never touch public servers or external apps.
Result: Maximum isolation for your financial information and full protection from external threats.

7. Chargeback Protection & Dispute Assistance

If a suspicious or fraudulent payment is detected, our system automatically triggers chargeback protection protocols.
Supporting documentation and verification details are handled instantly and securely.
Result: You’re shielded from fraudulent disputes and protected throughout the resolution process.

8. Behavioral Risk Intelligence (Next-Gen AI Layer)

Our latest AI layer continuously learns from:

  • Customer purchasing patterns

  • Regional and device-based anomalies

  • Average basket size deviations

Each transaction receives a dynamic risk score, enabling faster and smarter detection of unusual activity.
Result: Fraud prevention accuracy is improved by up to 60%, ensuring a safer shopping experience for everyone.

✅ In Summary

Your security is built into every layer of our checkout process.
Enterprise-level encryption, tokenized data, 3D Secure authentication, and AI-driven risk detection work together - so you can shop confidently, fearlessly, and freely.